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Ways to save as an older adult

There are a number of cost-saving programs you should know about.

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We can connect you to services that may help you save money on taxes, utilities, and healthcare.

There are so many programs the City offers that help me save money each year. I appreciate it.

older Boston resident

For assistance accessing these resources, call us at 617-635-4366 to speak to an Age Strong Advocate.

Tax-relief programs

Senior property tax work-off

Qualified homeowners can work off up to $1,500 on their tax bill.

Residential, senior, and veterans tax exemptions

Exemptions release you from paying part or all of your property taxes.

Senior Circuit Breaker Tax Credit

Certain seniors are eligible for a refundable tax credit of up to $1,100.

Boston Tax Help Coalition sites

Boston residents may access free tax preparation at one of the sites.

AARP Mass. free tax sites

Residents over 50 may also qualify to use one of these tax sites.

Other cost-savings benefits

Boston Water and Sewer Discount

Qualified homeowners are eligible for a 30 percent discount on their monthly water and sewer charges if:

  • they 65 years of age and older, or fully disabled, and
  • live in a 1-4 family residential dwelling.
Fuel Assistance

Qualified residents of Boston can get up to $1,400 to help with their heating bill. Our staff can help you fill out or renew your fuel assistance application.

Prescription Advantage

Prescription drug coverage for Massachusetts residents age 65 and older, as well as younger people with disabilities who meet income and employment guidelines.

Connect to a SHINE Counselor

Our staff have special training to help residents and their caregivers navigate Medicare. Keep in mind: Open enrollment for Medicare is between late October and early December every year. Make sure you are on a plan that will save you the most money!

Food Resources

We help seniors get access to quality food and nutrition education to so they can live healthy, strong lives.

Seniors Save

Adults over 60 can apply to replace an old heating system.

Senior Home Repair

The Boston Home Center works with several neighborhood agencies that will assist you with applying for minor to larger repairs for your home.

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